Whiplash reforms have now been introduced, as part of the Civil Liability Act 2018. These encompass a package of measures designed to reduce insurance costs for motorists and tackle the continuing high number of whiplash claims.
The measures that have been introduced include:
Claims Portal – Official Injury Claim Portal has been set up for managing low value road traffic accident claims. The new portal will allow individuals to manage their own claims rather than rely on legal representatives
Small Claims Track – The small claims limit for road traffic accidents has been increased from £1,000 to £5,000. This will mean that if a person hires a legal representative to make a bodily injury claim below £5,000, their legal fees will not be recoverable from the compensating insurer.
Medical Evidence – The new legislation introduces a ban on offering to settle, or settling claims without obtaining appropriate medical evidence for injuries falling within the definition of whiplash. Fixed compensation for whiplash type injuries with a recovery period of up to 2 years is also being introduced.
If you would like to find out more about how the changes will affect you please contact your usual Account Executive.